M1 Finance Promotions: Up to $30 Sign up Bonus + $3500 Transfer Promotion

Opening an M1 Finance account is easy and takes only a few minutes, but to qualify for M1 Finance sign-up promotions, you must follow a few necessary steps. As of April 2021, M1 Finance has three active promotions. The first M1 promotion is up to a $30 sign-up bonus for opening an M1 investing account. Almost everyone qualifies for this promotion granted they sign up with an M1 Finance referral link. The second M1 promotion is a transfer bonus of up to $3500 when you let M1 Finance transfer your current investment portfolio to M1 Finance. The third M1 promotion is a $30 sign-up bonus when you deposit $1000 into a new taxable account. These M1 promotions cannot be combined.

M1 Finance Referral Bonus

If you want to automate your investment, yet customize it based on your personal preferences, M1 Finance is for you. M1 is listed as a broker but also acts as a Robo-advisor to give you full control over your trades and portfolio while automating investing. Robo-advisors are digital platforms that make financial decisions through intelligent algorithms and automatically choose an investment strategy that matches your pre-defined risk tolerance. You can read more about M1 Finance and its features in our M1 Finance Review. Below, we will show you the steps to receive the M1 Finance sign-up bonuses.

M1 Finance Transfer Promotions

With this M1 Finance promotion, you can earn up to $3,500 when you open a M1 Finance account and make a direct transfer from your current brokerage firm to M1 Finance. To receive this promotion, you must submit a transfer request on the M1 Finance website within 60 days of your sign-up date. The promotion amount depends on the amount of the transfer, but the minimum of $100,000 is required to receive this promotion. Once you have made the transfer, the promotional cash will be deposited to your account within 90 days. Follow these steps to receive this M1 promotion:

  1. Open an M1 account that matches the account type you are transferring.
  2. Upload the necessary documents securely through an encrypted form. This will only take a few minutes.
  3. Steps 1 and 2 must be completed within 60 days to receive the M1 transfer bonus.

M1 Finance Transfer Bonus Levels

M1 Finance has different bonus tiers for the transfer promotion. These tiers are determined by how much you transfer to M1 Finance from your current brokerage account. For example, to receive $250 in transfer bonus, you must transfer at least $100,000. This may sound like a lot, which is why this promotion is not for everyone. Table below shows the minimum and maximum bonus you can receive with this M1 Finance promotion.

Account ValuePromotional Credit
$100,000 – $249,999.99$250
$250,000 – $499,999.99$500
$500,000 – $999,999.99$1,000
$1,000,000 +$2,500

Up to $30 M1 Finance Sign-up Bonus

M1 Finance referral promotion is a one-time $30 bonus applied to a qualifying M1 Finance account when you sign-up with another user’s referral link. All new M1 users qualify for this promotion, given that the required initial deposit is only $100. To receive this promotion, you must deposit at least $100 in an individual account, or $500 in a retirement account within 30 days of opening an account. Follow these steps to receive the M1 referral promotion.

1. Create an account with this M1 Finance referral link.


2. If you opened an individual account, deposit $100 into your account within 30 days of signing up.

3. If you opened a retirement account, deposit $500 within 30 days of signing up.

Note: If you opened a retirement account, you must open an individual account to receive the M1 Finance referral bonus.

Invite Friends to M1 Finance and Earn Up to $30 Per Referral

You can earn more by sharing your M1 Finance referral link with friends and family. You can find your unique M1 Invite link in the profile page of your M1 Finance account.

  1. On the mobile app, tap on the profile icon on the top right corner of the screen. If you are accessing your M1 account through a desktop browser, you may click on your name on the top right corner of the page.
  2. Click on “Refer & Earn”. Please note that this text will not appear if your account is not funded. If you have not funded your account yet, complete the sign-up process, and link a payment account to your M1 Finance account.
  3. On the next page, you will see your unique M1 Finance referral link, and a “Share with” button with which you can share your M1 invite link with friends and family.
You can learn more about this promotion on our M1 Finance Referral Promotion page.

When Will You Receive M1 Finance Referral Bonus?

Typically, it takes 7-14 days from the day your referrals fund their account to when you both receive your M1 referral bonus. The M1 Finance app notifies you when the referral promotion is deposited in your M1 account. You can check the status and number of successful M1 referrals in the “Refer & Earn” page of your account.

M1 Finance Referral Terms and Conditions

  • Only U.S. Residents are eligible for this offer.

  • M1 Finance promotion is invalid with any other offers and is non-transferrable.

  • The M1 referral promotion is only for M1 users with a new brokerage account or IRA account.

  • An initial deposit of $100 for taxable accounts and $500 for IRAs within 30 days of sign-up is needed for referred users. Note that the initial deposit must NOT be withdrawn for 30 days.

  • M1 will not be liable for inaccurate entry on the part of your referees or any other discrepancies to meet the criteria of a Qualifying New Account.

M1 Finance $30 Bonus with a $1000 Deposit

This M1 Finance promotion is a free $30 bonus for new users who have never funded their M1 Finance account. To qualify for this promotion, you must be a new M1 Finance user, not used a M1 Finance referral link to sign up, and deposit at least $1000 into your account between January 1, 2021 and February 28, 2021. M1 Finance will post $30 into your taxable M1 Finance account within 3-5 business days of meeting the promotion’s terms. Please note that the cash bonus must remain in your account for at least 60 days from the date the cash reward is deposited into your M1 Finance account. This promotion cannot be combined with the M1 Finance referral or transfer promotions.