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SoFi Referral Program

To receive the SoFi referral bonus, sign up with a SoFi referral link and deposit at least $10 or make a qualifying direct deposit.

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What is the SoFi referral program? SoFi has five separate referral programs for its checking account, credit card, investing, personal loan, and student loan services. Each program has a separate SoFi referral link (listed below). To be eligible for the SoFi referral bonus, you must sign up for each program through its dedicated referral link.

SoFi Checking Referral: The SoFi Checking (or SoFi Money) referral program pays new users up to $275 with a qualifying direct deposit. Referring users receive $75 for every successful referral. The $275 referral bonus includes a $25 sign-up bonus and a $250 direct deposit bonus. To get the $25 bonus (easiest), new users must deposit at least $10 in their SoFi checking account within 14 days of account opening. The $250 bonus requires a qualifying direct deposit greater than $5000. If the direct deposit is between $1000-$4999.99, then the direct deposit bonus is $50.Here is the SoFi Checking Referral Link.

SoFi Credit Card Referral: The SoFi Credit Card referral program pays new users a 5,000 reward points (worth $50) when they open a credit card account. Referring users receive $100 for every successful referral. Here is the SoFi Credit Card Referral Link.

SoFi Invest Referral: The SoFi Invest referral program offers new users a free stock worth $25 when they open a SoFi Active Invest account and fund it with at least $100. Referring users receive $50 in stocks for every successful referral. Here is the SoFi Invest Referral Link.

SoFi Personal Loan Referral: The SoFi Personal Loan referral program pays both new and existing users $300 for every successful referral. Here is the SoFi Personal Loan Referral Link.

SoFi Student Loan Referral: The SoFi Student Loan referral program pays both new and existing users $300 for every successful referral. To be eligible for this referral program, new users must refinance their student loan through SoFi. Here is the SoFi Student Loan Referral Link.

Our guide takes you through everything you need to know about the SoFi referral program and gives you a SoFi referral link for each service. It’s time to get on top of your finances!

SoFi Referral Program
📜 SoFi Checking ReferralGet $275
📜 SoFi Credit Card ReferralGet $50
📜 SoFi Invest ReferralGet $50 worth of stocks
📜 SoFi Personal Loan ReferralGet $300
📜 SoFi Student Loan ReferralGet $100
📆 Get PaidReal-time

How to Earn the SoFi Referral Bonus?

We’re breaking down the step-by-step process of how to get the SoFi referral bonus. If you’re using the SoFi referral program, you’ll want to share these steps with your friends and family to make sure you both earn your bonus.

Step 1: Sign up for a SoFi Checking or Savings account using our SoFi referral link. Take note that the sign up bonus will not be credited to your account if you fail to use a valid SoFi referral link.

Step 2: Make a deposit within the first five days of at least $10. This minimum deposit must be made using an ACH transfer from your linked bank account or with an instant debit card transfer.

Step 3: Your minimum $10 deposit must stay in your SoFi account for at least 30 days for you to make eligible direct deposits.

Sofi Referral - Earn $25 Sign up Bonus

You’re only eligible for one SoFi referral link reward and welcome bonus per customer. While the sign up bonus is only $25, SoFi allows you to receive up to $10,000 in referral credit each calendar year. This figure is significantly higher than most referral programs, which often limit your credit earning to $1,000 per year. You’ll want to make sure you share your SoFi referral link with your friends before they find another one to use. Follow the steps below to share your SoFi referral link with your friends.

What is the SoFi Referral Program?

SoFi Money is an online cash management account offered by SoFi, an American online personal finance company known for its student loan refinance services. The SoFi referral program is an easy way to earn rewards by inviting new users to the platform. Currently, the SoFi referral program has a few options and all of them have separate referral links. Please be guided below:

1. SoFi Checking and Savings Referral

When you sign up for a SoFi Checking & Savings account using a SoFi Checking and Savings referral link you can earn a $25 bonus. You may get an additional bonus worth $250 and earn up to 1.50% APY along with a free overdraft coverage and receive your payment up to 2 days early with qualifying direct deposits. One more thing, you don’t have to pay any account fees! Just deposit at least $10 to qualify for the credit.

2. SoFi Credit Card Referral

Apply for the SoFi Credit Card with a SoFi Credit Card referral link to receive a $50 welcome bonus. With the SoFi credit card, you can enjoy 2% unlimited cash back, no annual fees, lower APR when you pay on time and make use of the platform’s smart spending and budgeting tools. Earn more money with cash back, invest and pay your debts at the same time with SoFi.

3.  SoFi Invest Referral

Sign up with a SoFi Invest referral link to earn $25 worth of stocks for free. You may choose from over 100 famous stocks like Apple, Tesla, Disney, Nike and Amazon. Make sure to fund your SoFi Active Invest account with at least $100 to successfully earn your free stocks. Your free Stock Bit will be credited in your account after ten days.

4. SoFi Personal Loan Referral

Earn a SoFi referral $300 bonus after your loan funds when you register with a SoFi Personal Loan referral link. To receive the $300 bonus, keep your loan active and in good standing for at least 90 days. With SoFi Personal loan, you may borrow $5k-$100k with low rates, receive funds the same day you sign and check your rate online in just 60 seconds and be secure with SoFi’s  unemployment protection. This SoFi referral hack takes advantage of the referral system to get the most out of your SoFi loan.

5. SoFi Student Loan Refinance Referral

Get a SoFi referral $100 bonus in SoFi Money when you refinance with SoFi. Sign up using a SoFi Student Loan Refinance referral link to claim your $300 free money. You can view your rate without affecting your credit score. Refinance rates are  1.74% – 7.99% Variable APR with autopay and 3.49% – 7.99% Fixed APR with autopay.

Take note that you may receive only one SoFi referral reward and one welcome bonus per new customer. You are not eligible to get multiple referral bonuses for the same referral making use of multiple promotions and vice versa. Make sure to sign up with the specific SoFi referral links above depending on the program. Want more referral bonuses? Check out other referral programs to earn extra cash. Read our Cash App referral article and get free money when you sign up with our code.

Where to Find Your SoFi Referral Link?

Are you not sure where to find your SoFi referral link? SoFi provides each member with a unique SoFi referral link to share with friends and family. You can find your SoFi referral link by opening your SoFi app go to “Home” and click “Get $50”. You will see different options, tap “Refer Sofi Checking and Savings, Get $50”. Click the “Share Link” button and share it with your friends.

Once you have your SoFi referral link, you’re ready to start referring your friends and family to the SoFi platform. To do this, just share your link with them via email or social media. When they sign up for SoFi using your link, both you and your friend will get a SoFi bonus. This is a great way to save money and earn rewards for referring your friends and family to SoFi.

Where to Find Your SoFi Referral Link

Where’s My SoFi Referral Code?

Are you looking for your SoFi referral code? Don’t worry if you can’t find it because it really doesn’t exist. But head over to the SoFi website or your SoFi app and you’ll find a “Refer a Friend” link at the top of the page. Click on it, and you’ll be taken to a page where you can enter your email address and generate your SoFi referral link. This referral link is unique to you, so make sure to keep it handy!

The SoFi Referral Program Requirements

Every SoFi referral program has requirements that you’ll need to meet to be eligible for the $25 bonus.

The person signing up for a new SoFi account through the scheme must not have an account with any of SoFi’s products. The new SoFi user must deposit $10 or more within five days of registering to be eligible for the sign-up bonus.

You’ll need to make this deposit from a linked bank account or an instant transfer with a debit card. P2P services like Venmo and PayPal will not qualify towards this minimum deposit.

The eligibility requirements are as follows:

  • Applicants need to be of legal age of majority in the state where they reside.
  • Vermont residents are not eligible for this service.
  • Ohio residents are not eligible for funding bonuses
  • SoFi employees are ineligible for this program.

How to Get the $25 SoFi Referral Credit With SoFi Money?

You will need to have your own account and a SoFi Money referral link to start earning your $25 referral credit. The process of opening a SoFi account is straightforward.

To start using the SoFi referral program:

Step 1 – Open an account using a SoFi referral link.

Step 2 – Deposit at least $10 into your SoFi Money account during the first five days. This deposit must be made as an ACH transfer from a linked bank account or as an instant transfer from a debit card.

Step 3 – Find your unique referral link on your account and start sharing it with your friends and family.

Step 4 – After your friend opens their account and meets the referral program requirements, SoFi Money will credit your account with a $25 bonus.

You’ll need to keep your SoFi Money account active to continue using the referral program to earn $25 credit each time a friend uses your link. It’s worth finding a feature that will help with your daily money management to give you something to put your credit towards.

How to Withdraw Your SoFi Referral Bonus?

When a referral meets the minimum requirements to get their SoFi referral bonus, you can expect to receive your $25 bonus into your SoFi Money account within 10 business days.

Log into your SoFi account, pick the profile icon, and select ‘referral stats’ to check your referral status and earnings. You’ll also find information about your “total referrals” and “total earned” on this page.

What is SoFi Money?

SoFi Money is a cash management account that can be accessed online or via an app.

Originally, SoFi – short for “social finance” – focused its services on student loan refinancing and personal loans. It has since expanded to provide a wide range of financial services, including private school loans, personal loans, mortgages, and vehicle loan refinancing. The platform recently released its first cryptocurrency.

When it comes to online cash management, SoFi Money is one of the most popular platforms in the United States. It’s commonly used for its student loan refinance services, although it offers a wide variety of financial services. If you’ve been using SoFi Money, you might be wondering how you can use the platform to earn a little extra cash.

What is SoFi

Although SoFi is not a bank, your funds are protected by the Federal Deposit Insurance Corporation (FDIC) because several banks back it. SoFi has received an A+ rating from the Better Business Bureau.

Opening a standard SoFi Money account comes with several benefits. There are no monthly service fees, overdraft fees, or out-of-network ATM costs, and there is no minimum deposit required to start an account. SoFi does not charge a foreign transaction fee for purchases made outside of the United States and gives you access to ATM withdrawals while traveling. However, MasterCard may charge an additional 0.20 percent for international purchases.

SoFi Money account holders who deposit at least $500 a month into their account are eligible for cash back benefits when using their debit card at participating retailers. If you haven’t signed up with SoFi yet, make sure to sign up with a SoFi referral link to earn a referral bonus.

Learn more about SoFi in our SoFi Review.

SoFi Money’s Other Popular Products

If you’re thinking of using the SoFi referral program, you’ll want to know what products you can promote to your friends and families. Their financial services offer something for everyone – whether it’s personal loans, investment accounts, or student loan refinancing.

SoFi Invest

SoFi also offers a free stock trading platform called SoFi Invest. Investing with SoFi can earn you a $20 bonus when you open an account and deposit a particular amount. For those who already have a SoFi account, SoFi Invest is a good option as it’s easy to transfer money between your SoFi Money and SoFi Invest accounts.

SoFi Invest

SoFi Personal Loans

With a steady income and strong credit, a SoFi personal loan is an excellent choice for borrowers. There are no origination or late fees when you pay your balance on time and you can take advantage of the platform’s low-interest rates and fees. SoFi members also gain access to career coaches and financial consultants. You’ll get invites to special virtual events and “member experiences”.

SoFi Student Loans

SoFi has now expanded its product line to include private student loans, law school loans, and medical school loans for parents. SoFi is a lender known for its comprehensive member benefits that could be a suitable alternative for students looking for online tools and individual assistance. SoFi’s unemployment protection program is one of its most notable features.

Read more about the SoFi student loan referral here.

SoFi Mortgage

In 2014, SoFi began to offer mortgages to its customers. You’ll need a FICO credit score of at least 620 and a debt-to-income ratio (DTI) of no more than 50% for a SoFi home loan. You’ll also need a credit report required to qualify for a SoFi loan. SoFi mortgages have down payments as low as 5%. Private mortgage insurance (PMI) is required on any loan with a down payment below 20%.

SoFi Credit Card

The SoFi credit card offers a 2% cashback bonus on all purchases. With no restrictions on what you can buy, no annual reward ceiling, or minimum cash-out, you’re free to spend as much as you want. In addition, the card does not charge a yearly fee or a foreign transaction fee.

SoFi Credit

You can now use SoFi to manage your banking, investments, loans, and credit cards all from the same interface. SoFi’s easy-to-use website and mobile app let users manage their whole financial portfolio from a single location.

SoFi Crypto

When SoFi Crypto was released earlier this year, it generated a lot of attention. Indeed, it’s a great way for investors to get their feet wet with cryptocurrency. SoFi has excellent customer service and an intuitive user interface that makes it ideal for first-time crypto investors.

Don’t forget to make use of the SoFi referral links above to register with SoFi and earn your bonuses.

Final Thoughts

The SoFi referral program is a simple way to earn free money when you sign up and refer your friends and family to open an account using a SoFi referral link. SoFi makes banking convenient and straightforward. Creating an account requires only a few steps and a small cash deposit. You can send your SoFi referral link to new users with just a click of a button. Start your journey with SoFi Money today by signing up with our referral code to receive your $25 sign-up bonus.

Other than SoFi, if you’re into shopping, Dosh also offers referral bonuses. Get a $1 sign up credit + $10 referral bonus when you sign up with our Dosh referral code.

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