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Upgrade Referral Program

To receive the Upgrade referral bonus, sign up with an Upgrade referral link and make 3 qualifying debit card purchases.

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Wave goodbye to your old bank account. It’s time to upgrade! As of May 2024, users are enjoying the benefits that come along with Upgrade. If you don’t have an Upgrade account yet, sign up with our Upgrade referral link to earn a $200 referral bonus. You will earn an additional $50 when you refer a new user to Upgrade. We’ll show you more information about the Upgrade referral program below but for now let’s get to know Upgrade first.

We live in an age of fintech where internet banks are winning out against wall street titans by offering greater consumer benefits. Upgrade is one of the biggest names in the industry. This internet banking provider offers personal loans up to $50,000, an array of cash back rewards, and several cards to choose from. Upgrade is a bank that will help your money work for you.

With a potential recession and cost of living crisis, it’s never been more important to have a competitive current account. We’re sharing everything you need to know about Upgrade and how to earn an Upgrade $200 referral bonus just by spreading the word to your friends.

How to Sign Up for Upgrade with an Upgrade Referral Link

Signing up for Upgrade is easy to do through our Upgrade referral link. We recommend exploring Upgrade’s website to decide which card is right for you before starting the sign-up process.

1. Start through our Upgrade referral link
You can earn a $200 welcome bonus from Upgrade by signing up through our Upgrade referral link. All you’ll need to do is to set up a direct deposit and make at least $1,000 in direct deposits within 45 days to earn your free $200 bonus. It’s the easiest way to top up the cash back you’ll learn through your Upgrade card.

Sign up with an Upgrade referral link

2. Fill in your personal details
Complete the sign-up process by filling in your personal details. The details you’ll provide will depend on the financial instrument you’re choosing. The process will be a little longer for customers applying for a personal loan or credit card.

3. Choose the Upgrade card for you
Upgrade offers 6 cards for you to choose from. Select the one that will give you the best rewards for your spending habits, whether it’s the Life Rewards or Bitcoin Rewards to boost your portfolio.

4. Make 3 qualifying purchases
When you receive your Upgrade card, make 3 qualifying purchases within 60 days to earn your $200 welcome bonus.

5. Start sharing your referral link
Maximize your earnings through the Upgrade referral progress by sharing your referral link. You’ll earn $200 per qualifying referral for up to 10 referrals per
calendar year.

Earn a $200 Welcome Bonus with Our Upgrade Referral link

Upgrade runs a ‘refer a friend’ program that allows existing customers to receive an Upgrade referral bonus for each new customer who uses your unique Upgrade referral link. You’ll receive a $200 welcome bonus when you sign up for Upgrade through our Upgrade referral link.

Signing up for your Upgrade account through our Upgrade referral link will help you maximize your earnings through the Upgrade referral bonus program. Click our Upgrade referral link to create your Upgrade account and set up a direct deposit within 45 days. Your qualifying direct deposit(s) should total $1,000. This means that you can have multiple direct deposits within 45 days of account opening, and it’s okay if the deposits are less than $1,000 individually. However, the sum of all direct deposits within the first 45 days should be equal or greater than $1,000 to qualify for the welcome bonus. You can keep track of your progress toward your welcome bonus by using your refer a friend dashboard.

Get $50 Free When You Refer a Friend to Upgrade

You’ll earn a $50 bonus for each customer who signs up through your Upgrade referral link and completes the direct deposit requirements within 45 days of opening the account. Your Upgrade referral bonus link can be found in the ‘Refer a Friend’ section of your dashboard. It allows you to keep track of current links used by your family and friends to see their process, as well as the credit you’ve earned to date.

Where is my Upgrade referral link

Using the Upgrade referral program will allow you to earn up to $1000 per calendar year with a maximum of 10 qualified referrals. Your account will also need to be in good standing to qualify for a referral bonus.

If you want to earn more bonuses, check out the Albert referral program here.

What is Upgrade?

Upgrade isn’t a bank, it’s a financial technology that allows you to earn unlimited cash back on payments. The company is known for its triple cash rewards that allow you to earn 3% cash back on auto, home, and health categories, with 1% cash back on everything else.

This innovative banking solution has 1 million customers with over $15 billion borrowed to customers and a 4.5 Trustpilot rating. No wonder why many users share their good experience with Upgrade and convince their family and friends to sign up through their Upgrade referral link. Another thing that customers love about Upgrade is the chip-enabled contactless Upgrade card that allows you to pay with your phone or Apple Pay or Google Pay. Upgrade is designed to help you make smarter financial decisions to achieve your goals, whether it’s home upgrades or buying a new bike. It wants you to live your best life without being trapped in a debt cycle.

Over the last 5 years, Upgrade has made over $18 billion of credit available to its customers through its Rewards Checking, Upgrade Card, and Loan accounts. Upgrade’s credit is affordable and responsible with payment solutions designed to keep you on track, reward you along the way, and give you responsible options.

Upgrade offers personal loans up to $50,000 with low fixed rates, affordable monthly payments, and no prepayment fees.

Upgrade Cash Rewards Cards and Other Cards

Upgrade’s Rewards Checking debit cards are the main reason over 1 million people have signed up for the financial institute. You’ll earn a $200 welcome bonus when you sign up through our referral link and make 3 debit card transactions within 45 days.

There are several Upgrade cards you can choose from, including the Upgrade Cash Rewards cards. This variety of cards allows you to be in control with the flexibility of a credit card and the predictability of a personal loan. The Upgrade cards are convenient to use at retail locations or online with no fees or set payoffs to bring down your balance for less interest. You’ll have a fixed rate with equal monthly payments for added predictability.

You can apply online for an Upgrade Card and get a credit line of $500 to $25,000 and activate Upgrade shopping offers from participating merchants to earn up to 10% extra cash back.

You can choose from 6 Upgrade cards when you open your account:

1. Triple Cash Rewards
Get unlimited 3% cash back on purchases in the auto, health, and home categories. You’ll earn 1% cash back on all other purchases.

2. Life Rewards
If the Triple Cash Rewards card doesn’t suit your lifestyle, choose the ‘Life Rewards’ to earn unlimited 3% cash back on purchases on health, streamlining, gas, grocery, and utilities.

3. Cash Rewards
Get the best of both worlds with unlimited 1.5% cash back on all payments.

4. Upgrade OneCard
If you’re a user of ‘buy now, pay later’ services, the Upgrade OneCard gives you 3% cash back on everyday purchases and no interest on purchases you pay in full.

5. Bitcoin Rewards
Give your Bitcoin portfolio an added bonus with the Bitcoin Rewards card by Upgrade. You’ll earn unlimited 1.5% cash back in bitcoin for all payments.

6. Upgrade Card Credit Card
Take control of your money with the Upgrade Card. It’s a Credit Card designed to be easier to manage with no fees and a streamlined repayment structure. You’ll bring your balance down faster to pay less interest.

What is Upgrade

Your monthly payments for an Upgrade Card with a $5,000 balance will be $252.25 with 3 years to pay off your balance and only $1,575.71 paid in interest, compared to $6,923.09 with traditional credit cards.

Benefits of Upgrade

Upgrade is a debit card with a difference. The main benefit of Upgrade is the company’s Rewards Checking debit card that gives you 3% cash back on auto, home, and health categories, with 1% cash back on everything else. You can get the most out of your Upgrade account by signing up through our referral link for a $200 welcome bonus. New customers will receive a welcome bonus when they open a new Rewards Checking account and complete the direct deposit requirements within 45 days.

Take advantage of the Upgrade referral program to earn $200 per referral for up to 10 referrals per calendar year. The Upgrade referral program can allow you to earn up to $1000 between the welcome bonus and $200 credit per qualifying referral.

An Upgrade Rewards Credit debit card has no fees and can allow you to access credit lines from $500 to $25,000. It offers a more competitive rate to traditional credit cards with lower fees and a streamlined repayment system. Signing up for Upgrade can allow you to refinance credit cards and eliminate high-interest cards with a clear payoff date. You can consolidate your debt by streamlining your credit and loan payments into a single monthly payment.

Upgrade’s personal loans allow you to get the funds you need for major purchases or home improvements with a fixed-rate loan, instead of a high-interest credit card. You’re in control of your finances with no pre-payment fees or unexpected surprises.

Final Thoughts: Is the Upgrade Referral Worth It?

Upgrade is a financial technology that puts the customer experience first. Whether you’re using a Rewards Checking debit card or a personal loan, you’ll benefit from Upgrade’s minimal fees and streamlined payment system. The Upgrade referral program is one of the best for checking accounts, allowing you to earn a $200 welcome bonus when you sign up through our Upgrade referral link. Once your Upgrade account is up and running, you can earn a $200 referral bonus for each new account created using your referral link that meets the qualifying purchase requirements. You can earn $1000 per calendar year through the Upgrade referral program, along with your $150 welcome bonus.

Is Upgrade worth it? We think it’s a win-win for your bank balance and for making responsible financial decisions.

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