Is Ibotta Safe to Use? Ibotta’s Safety and Security in 2024

We’re all counting our pennies. The cost-of-living crisis is pinching our pockets, making us all look for ways to save extra money. Cash back websites are one of the best ways to earn extra cash and get the best deals on your online shopping. Ibotta is one of the most popular cash back websites – but is it safe to use?

Ibotta is safe to use with a strict set of safety regulations and encryption services that don’t store your card details. The platform is popular as it’s one of the few that works in-store and online, helping you earn cash back on almost every transaction.

Signing up for Ibotta through an Ibotta referral link will kickstart your cash back pot with a $30 credit! We’re exploring Ibotta and the safety features that make the platform the most popular choice for cash back offers online. Now is the best time to sign up for Ibotta to save money on your holiday shopping.

What is Ibotta?

Ibotta is one of the leading cash back platforms online. The platform works with over 300 retail chains and hundreds of brands to offer endless discounts and cash back offers. You’ll earn cash when you shop for everyday essentials like clothes and groceries, as well as splurge purchases like travel and online shopping.

This platform helps you earn cash back on everyday purchases from over 2,700 brands and retailers. You won’t just earn pennies with Ibotta, the platform is helping users earn hundreds of dollars back every year on their purchases.

Ibotta has paid its 40 million users over $1.2 billion since its launch in 2012. While you’ll earn more on bigger purchases, using Ibotta every day will quickly help your cash back add up. Read more about the Ibotta features in this review.

What Brands are Available on Ibotta?

Most household names and popular brands are available to earn cashback from through Ibotta. The platform has been steadily expanding its list of partners since its launch in 2012. You can use Ibotta for cash back when shopping online and in-store with brands such as Walmart, Domino’s Pizza, GAP, and Sephora.

Ibotta is a must-have cash back app for frequent travelers. You can earn up to 30% cash back from platforms like Hotel.com, Booking.com, and IHG Hotels & Resorts.

How to Use Ibotta

There are two main ways to use Ibotta with different security measures in place for each. You can use the Ibotta browser extension for shopping online and the Ibotta app when you’re shopping on the go.

Don’t forget to sign up for text alerts from Ibotta to be the first to know about discounts and the latest retailers to sign up for Ibotta.

1. Browser extension

The most popular way of using Ibotta is for online shopping using the browser extension. It’s integrated to work seamlessly with your chosen browser, giving you notifications about cash back offers and the option to enable price drop alerts.

You can find the best deals for everything on your shopping list by using Ibotta. All you have to do is activate the cash back offer in the extension window before checking out.

2. Ibotta App

What makes Ibotta unique is that you can use it to earn cash back and access special offers on the go. You can add offers to your list to help you plan your shopping, whether you’re buying online or in-store.

Forgot to use your Ibotta account when shopping? You can use the app to submit a receipt or link your account to get your cash back.

Ibotta’s Safety Features

It’s understandable to be concerned when using a cash back platform as it monitors your online and in-store shopping, tracking purchases to accredit your account with cash back. Your personal information and credit card details are safe with Ibotta.

The platform uses 256-bit encryption, comparable to the encryption services used by banks. You can utilize the ‘Pay with Ibotta’ feature, safe in the knowledge that your payment information isn’t stored by the platform. It works in partnership with payment processing companies to maximize its security features.

1. Security on Ibotta

Ibotta’s platform is protected by an established security framework with annual security reviews carried out by third-party assessment teams. The platform has a dedicated security and privacy team that monitor activity on Ibotta to ensure that each layer of security protection is working efficiently.

The team monitors privacy protections and carries out vulnerability testing to prevent cyber threats and hacking. Ibotta has a ‘bug-bounty program’ that invites independent security researchers to test Ibotta’s platform and submit any issues they identify during their test.

2. Ibotta’s App Security

Most Ibotta users use the platform through its app. Ibotta utilizes industry-standard protections with data encryption. The app uses two-factor verification with an SMS text to verify your identity before making a withdrawal or accessing the app’s payment features. Ibotta’s data security has passed the SOC2 type 1 assessment.

3. Privacy on Ibotta

Everyone is more aware than ever of the importance of data privacy. Ibotta uses strict access controls with regular audits to identify any breaches or leaks. The platform securely stores personal data and does not sell or share personally identifiable data with third parties.

Ibotta complies with data privacy and security laws and regulations. You can find out more about Ibotta’s privacy policy, and how it uses your information, on the platform’s website.

How Does Ibotta Store Personal Data?

One of the most common questions about Ibotta is how the platform stores sensitive data. Ibotta uses Transport Layer Security (TLS) that is encrypted using hardware and software protections. The platform monitors for threats 24/7 with evolving infrastructure that is regularly reviewed and tested.

Your sensitive data, including your payment details, are protected when you use Ibotta. The platform won’t have access to or receive any personally identifiable information.

Is It Safe to Link Your Loyalty Account on Ibotta?

Ibotta gives you the option to link your loyalty accounts to your Ibotta profile. Your personal information is protected to the same standard as the information you manually provided to Ibotta. The platform will only receive information regarding the items you purchase and where you made the transaction.

Ibotta will not receive any personally identifiable information. The only information Ibotta will get is the login details for your loyalty accounts when adding them to your Ibotta profile.

How Can I Keep My Ibotta Account Protected?

Security is a two-way street. While Ibotta has systems in place to protect your personal data, you need to play your part in keeping your account secure. There are a few steps you can take to protect your personal information on Ibotta.

Start by using a secure password that you don’t share with anyone else, incorporating numbers, special characters, and capital letters into your choice of passwords. It’s recommended to not use the same password across various platforms and accounts.

You can take additional steps to protect your Ibotta account and your cash back pot. After setting up your Ibotta account, secure your profile by adding your phone number. You can do this by visiting the ‘account’ section of your profile and navigating from the ‘settings’ tab to find the ‘verify device’ option.

Adding your phone number to your Ibotta account means you’ll receive a text message if Ibotta detects any suspicious activity. It also provides two-factor verification for when you want to withdraw your cash back from your Ibotta account.

You can protect your Ibotta app by enabling the face ID feature to protect sensitive settings and features in your app, including ‘Pay with Ibotta’.

Ibotta Referral Program

You can make the most of your Ibotta cash back account by signing up through an Ibotta referral link. You’ll earn a $30 credit when you sign up through our referral link, including a $20 welcome bonus and a $10 referral bonus.

All you have to do is redeem 10 offers within the first 14 days after registering. It’s the perfect time to sign up for Ibotta to save money on your holiday shopping. Use our Ibotta referral code: QRJIYI to earn your $30 credit. Take advantage of one in-store and one online offer to get your welcome bonus and referral credit.

Once your account is up and running, start sharing your Ibotta referral link to earn extra credit by inviting your friends to Ibotta. There’s no limit to how many referrals you can make to Ibotta, earning $10 credit each time. You can typically expect to have your referral credit loaded onto your Ibotta account within 24 hours.

If you’re interested to earn more referral bonuses, you can also check out the Dosh referral bonus. 

Final Thoughts – Is Ibotta Safe to Use?

Ibotta is safe to use and one of the most popular cash back platforms online. It’s designed to keep your data protected and allow you to earn extra money while making everyday purchases, whether you’re booking flights or ordering clothes online.

You can take extra steps to protect your Ibotta account by using two-factor verification by adding your phone number or enabling face ID.

Sign up for Ibotta today using our Ibotta referral link to earn an Ibotta sign up bonus and kickstart your cash back pot.